Why Join?

There are many great benefits to joining any credit union and some very specific benefits to becoming a member of St. Joseph’s Irish Airports & Aviation Credit Union, some of which are listed below.

General Credit Union Benefits:

• Your savings are insured at no direct cost to the eligible member.*
• Your loans are insured at no direct cost to the eligible member.*
• Surplus income generated is returned to the members as a dividend to savers and interest-rebate to borrowers or it may be directed to improve or provide additional services for members.
• There are no transaction charges on loans or saving accounts.
• Every Credit Union is a ‘not-for-profit’ financial co-operative.
• Flexibility - you can repay a credit union loan earlier or make larger repayments than agreed with no penalty.
• The Credit Union also works in co-operation with the local community.
• There is also a wide-range of insurance services for members.

Specific Benefits To Becoming A Member of St. Joseph’s Irish Airports & Aviation Credit Union:

  1. Your money is in safe hands. We have a great track record of over 48 years and we have a large membership of over 15,000 members.
  2. You can access many financial services under one roof, the likes of savings, loans, different types of insurance, education and help with money management. All of this means that you save time and get great value for money.
  3. As a member with St. Joseph’s Irish Airports & Aviation Credit Union you can win some great prizes in our monthly members’ draw. You could win a car and many cash prizes by being a member, all for as little as €1.02 a month.
  4. Because of our size, we can do a lot of our services over the phone - pay bills, transfer money etc.
  5. You can access your account information online.
  6. If you need help with managing your money, we provide a very professional Budget Money Management Scheme
  7. More personable approach than perhaps other financial institutions
  8. If you have a loan with us, it is paid off if you die which ensures no loved ones are burdened.*

See ‘Who Can Join?’

Additional information