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A few weeks ago, a credit union member enquired about a loan balance. This is the exact balance outstanding on a loan on a particular day.
It was a simple request. But the actions behind it were anything but.
The party has been over for a few weeks, the last of the Christmas decorations are safely stored away for another year and January, with its long winter evenings slowly slips away.
But, there is a sting in the tail in the form of lingering debt left over from the Christmas spending splurge.