Preparing your finances for 2019

With the Christmas and New Year period now firmly in the rear-view mirror, planning ahead for the rest of 2019 is key. And when it comes to money, this is an especially important time of year. But before you begin, there a number of critical factors to consider. For a start, with the modernisation of the PAYE system, old staples including the P60 and even P45 have been phased out and more responsibility shifts to you.